Loans without a penny – what is this non-bank product?

Recently, very often, we have an unquestionable opportunity to hear about all sorts of new products that also do not bypass banking products and those offered by non-bank institutions. As it turns out, the possibility of receiving a loan without transferring a penny is becoming more and more popular. If you are interested in this type of offer and would like to know more details, we invite you to read our advisory article, in which you will learn all the necessary issues. Enjoy your reading!

What is a verification transfer and what is it for?

What is a verification transfer and what is it for?

A verification transfer is one of the oldest and most proven forms of verifying the identity of people who apply for a loan at a bank or any non-bank institution, offering their help in an emergency. In this way, companies protect us from taking a loan in our name when our ID card gets into the wrong hands. Until recently, this method was only possible with the help of a verification transfer. Usually, the payment was 1 grosze or PLN, and the transfer itself was made to the indicated account.

Then, just after booking it, people interested in an additional cash injection received the decision to grant the loan. Unfortunately, this solution often turned out to be a considerable obstacle. First of all, the huge minus of having to perform a verification transfer was felt by people with an account blocked or occupied by a bailiff. This situation has recently changed due to the possibility of making payments using a specially created application.

Is it possible to make a verification transfer without funds?

Is it possible to make a verification transfer without funds?

Recently, it is possible to make a verification transfer without funds in your account. This is done with the help of a special application. First of all, it is a very intuitive process and few people can see the differences that accompany it. It is worth mentioning that making a verification transfer via the application does not adversely affect the decision to grant payday pay.

Are there non-bank companies offering loans without transferring funds?

Of course, in order to meet the needs and requirements of customers, many companies decided to create an offer of payday loans without having to perform a verification transfer. Then, even in the event of an account overdraft or blocking, without any problem, we have the opportunity to apply for additional cash for the selected purpose. However, you should be careful to check the credibility of the institution that treated us with such a proposal. It is true that in the twenty-first century, despite technological development, few of us earn enough money to be able to afford all their needs. For this reason, very often, we are forced by the situation to apply for additional money in different places. Nevertheless, despite the urgent time, one should not avoid scrupulous analysis of the given offer. Only in this way, we will guarantee ourselves and our finances safety and will not let us get into trouble.

How is the identity verified when applying for the instant payday by electronic means?

How is the identity verified when applying for the instant payday by electronic means?

Currently, many people decide to use the new form of applying for payday pay, which is the submission of an online application. Even if non-bank companies present their offer through the prism of not having to carry out any unnecessary verification, after analyzing the contract between the lender and the borrower, each person will notice certain conditions that must be met. Verification is a necessary process for loan companies to have some kind of security that the borrowed funds will be repaid. Payday loan is an interesting proposition for many people who until now, due to, for example, irregular income, could not afford to achieve their personal goals. At the same time, if we approach the whole situation properly, it turns out that we have the opportunity to choose a really safe solution.

In case of interest, we are happy to help you and contact us. At the same time, we hope that we can answer all kinds of questions, and thus, dispel any doubts of those interested in obtaining a loan without transferring a penny.

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