Welcome to www.esiq.org

The "Catch" to Some of these Freebie Sites Remember that old saying, "There's no such thing as a free lunch?" Well, it's not true—there are plenty of freebies out there. However, there are some things you should know about if you are going to go after these freebies. The World Wide Web is awash with web sites that like to offer visitors with loads of tempting freebies. But although many of these are legitimate offers, there are some things you should know about these freebie sites. Here are some things to know about these freebie sites. Getting Things for Free—A Caveat Here is the basic caveat when it comes to these freebie offers—there is usually something you will have to endure in order to get your freebie. Although you may not have to make any sort of financial contribution or monetary expense, you will have to pay in some small non-monetary way. Here is a quick rundown of various kinds of 'catches' that you may come across as you seek out the best of the web's freebies. Watching Ads Before You Get to the Good Stuff One of the most common techniques that websites will use before you can get access to their freebies is to force you to watch ads. There are many different versions of this method. Many sites that promote freebies will support their site through advertisements. Most advertisements show up as pop-up or banner ads. Some websites also use video websites. With the ubiquity of high speed Internet, video ads have lately become the preferred method of advertisement on many websites. The less subtle of these ads are the pop-up and banner ads. Pop-up ads are often quite obtrusive and they can interrupt your enjoyment of the website. You might want to avoid ad-based freebie sites at work, as these can often interfere with your screen. Many popular freebie websites also offer ad-free versions of their content. This may be something to consider if you really find the website's content valuable. Be Wary of Automatic E-mail Sign-Ups Many freebie websites will sign you up automatically for their email newsletters. The worst-case scenario is when the website allows its partners to bombard you with email ads. What is the best way to avoid getting on an unwanted email list? Read the fine print, and whenever you get the option, uncheck the opt-in box at the very bottom of the page. Take Care of Your Privacy Many sites that offer freebies make money by selling the personal information that they gain from their web traffic. In order to avoid having your personal information being sold, you should avoid giving your personal information to websites that can't provide you with an upfront privacy policy. You should also look for the TRUSTe seal that ensures your personal information is kept secure and private. Also, never provide more information than you need to provide. Avoid Large Downloads Whenever Possible Another thing you should watch out for are large downloads. Although there are many legitimate large downloads out there, you should avoid sites that don't tell you exactly what you are downloading, how long the download will take, and how big the file size is. Watch Out for Disappearing Websites If there is one thing to know about freebie websites is that they are often 'here today, gone tomorrow' type enterprises. Many freebie websites simply don't survive for very long. You should think hard before committing to a website that offers free services that you will have to depend on. The last thing you want is to depend on a website's services, and then have those services disappear or suspended.

How to Choose Writing Software and a Few Suggestions (writing software) There are many choices available to today’s writers. From the cheapest to the most expensive the choice is entirely yours. Writing software can make you life easier and more organized. Whether you are an established writer or just starting out there is writing software available for you. First, you need to figure out what features you are looking for in the writing software. You do this by first accessing your needs as a writer. What kind of writing do you do? Do you write screenplays, novels, technical writings, or a collaboration of things? By knowing what you are going to expect from the writing software will make it much easier to pick out. From writing poems, to advertisements, to novels there is writing software out there for you. Here are a few that you can consider: Write That Down is software that is geared towards agents, publishers, freelancers, and screen writers. The application has tabs for contests, publications, submissions, accounts, and many more. It offers features from both sides of the writing world, for the writers and publishers. This may be a little too much for some. The Wizard of Words is pretty much a one size fits all as far as writing software goes. It has formatting for novels, articles, short stories, term papers, and so much more. For book writers is has a repair editing wizard that reformats just about any aspect you need it to. It even has tools for creating book proposals and query letters and mass mailing them. It requires Microsoft word 97 and higher. Style Writer is a style and grammar checking. It checks your writing against over 35,000 common language problems. You can change the type of writing it is checking and it adapts to the document type. It has 15 specialized features that will help you in your writing ventures. You can add and delete the grammar and style advice. It will track your progress and show you as you learn to stop making these mistakes on your own. When you install the software it merges itself with your own word processor. Writers Block is a replacement for Microsoft word. This software is a word processor and spread sheet rolled into one. It allows you to write in blocks and then arrange them how you want. It has a power panel in which you enter the writing for the current block. It floats above other programs so you can easily read from one page and type into the power panel. Rough Draft is a free download program. Well they would like donations but that is your choice. It is similar to Microsoft word but is more user friendly. It has special modes for plays and screenwriting. And it has an instant back up feature. Unfortunately, it does not have a grammar checker, tables, pictures, or footnotes. A popular choice for written media publishing is Adobe Page Maker. You can type your text right into the formatted layout and has a new data merge feature that you can merge previously saved spreadsheets or other databases to create new projects. That is just a brief overview of a few of the writing software products out there that looked interesting to me. During your writing journey, search for writing software that have multiple purposes, such as those software titles that create congressional letter, name generators, poetry, and jokes. Whether you are an inspiring new writer, an accomplished novelist that has been writing for years, or maybe a publisher or editor there is software out there for you.

Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.